Membership Benefits – Insurance Program

SSLI Program
Toll Free Customer Service
110 W. Johnson Street Suite 300
Staunton, VA 24401


The State Sponsored Life Insurance (SSLI) program provides group term life insurance exclusively for actively serving members of the Army and Air National Guard organizations and their dependents. The program is derived from United States Public Law 93-289, May 24, 1974, to encourage persons to join and remain in the National Guard.

Armed Forces Benefit Association (AFBA) is a main provider for Basic and Enhanced SSLI coverage through 5Star Life Insurance Company. AFBA was established in 1947 with the support of the Chief of Staff and General of the Army, Dwight D. Eisenhower, to promote the general welfare and economic interest of uniformed military service members and their families during peace and war.

As the proud provider of one of the most comprehensive SSLI programs in the country, AFBA has more than 140,000 National Guard members, retirees, and family members with $14B of insurance in force and has paid out more than $79M in claims. We provide high value life insurance protection with no military specialty or combat or war exclusions to our National Guard members and their families.

Coverage Components

No Cost $1,000 Death Benefit For Active Guard Member, To sign up for benefit attend your annual SSLI Briefing. Ask your commander when it’s scheduled.

All actively serving guard members are covered 24/7.

Basic SSLI Coverage

The Basic program provides financial protection in the event of death. It also provides coverage for your spouse and/or children, all at an affordable monthly cost. 

Enhanced Coverage

The Enhanced program provides additional affordable group term life insurance with a level death benefit* and only 3 age bands for contributions for members and spouses.